Welcome to FinanceWise Academy. These Terms and Conditions ("Terms") govern your access to and use of the FinanceWise Academy website (the "Website") at comnersfomecon.com and all related services, including but not limited to our online courses, educational content, and other resources (collectively, the "Services").
Please read these Terms carefully before using our Website and Services. By accessing or using our Website and Services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions, then you may not access the Website or use any Services.
To access certain features of the Website and Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
You are responsible for:
We reserve the right to suspend or terminate your account if any information provided during the registration process or thereafter proves to be inaccurate, not current, or incomplete.
When you purchase a course through our Website, you are granted a limited, non-exclusive, non-transferable license to access and view the specific course content for which you have paid. All prices are listed in US dollars and are subject to change without notice.
Unless otherwise specified, courses purchased through FinanceWise Academy come with lifetime access. "Lifetime access" means for the lifetime of the FinanceWise Academy platform or until the course is discontinued, whichever comes first.
Your account is for your personal use only. You may not share your account credentials or course access with any other individual. Any unauthorized sharing or distribution of account credentials or course content may result in the termination of your account without refund.
We accept various payment methods as indicated during the checkout process. By providing a payment method, you represent and warrant that you are authorized to use the designated payment method and that the information you provide is accurate.
For one-time purchases, you will be charged at the time of purchase. For subscription services (if offered), you will be billed in advance on a recurring basis according to the subscription plan you select.
Prices for courses and services are exclusive of any applicable taxes unless otherwise stated. You are responsible for any taxes that may apply to your purchase, and these may be added to your total payment amount.
Our refund policy is outlined in our separate Refund Policy document, which is incorporated by reference into these Terms.
All content on the Website and in our courses, including but not limited to text, graphics, logos, images, videos, audio clips, data compilations, software, and the compilation thereof (collectively, "Content"), is the property of FinanceWise Academy or our licensors and is protected by copyright, trademark, and other intellectual property laws.
When you purchase our courses or access our Services, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Content for your personal, non-commercial educational purposes. You may not:
If you submit reviews, comments, feedback, or other content to our Website ("User Content"), you retain ownership of your User Content. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content in connection with the Website and our business, including for promoting and redistributing part or all of the Website.
When using our Website and Services, you agree not to:
The Content provided on the Website and through our courses is for informational and educational purposes only. It is not intended to be a substitute for professional financial, investment, tax, legal, or accounting advice. Always seek the advice of a qualified professional regarding any questions you may have about financial decisions or strategies.
While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, reliability, or accuracy of the Content. Any reliance you place on such information is strictly at your own risk. We do not guarantee any specific results from the use of our courses or Services.
THE WEBSITE, SERVICES, AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
IN NO EVENT SHALL FINANCEWISE ACADEMY, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATING TO YOUR USE OF THE WEBSITE, SERVICES, OR CONTENT, EVEN IF FINANCEWISE ACADEMY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US FOR THE SERVICES DURING THE PERIOD OF 12 MONTHS PRIOR TO ANY CAUSE OF ACTION ARISING.
You agree to indemnify, defend, and hold harmless FinanceWise Academy, its officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Website, Services, or Content, your violation of these Terms, or your violation of any rights of a third party.
The Website may contain links to third-party websites or resources. These links are provided for your convenience only and do not imply endorsement, sponsorship, or any affiliation with such third parties. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or resources. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such third-party content, goods, or services.
We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Services will immediately cease.
We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by posting the updated Terms on the Website and updating the "Last Updated" date at the top of these Terms. Your continued use of the Website and Services after any such changes constitutes your acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of South Dakota, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Website or Services shall be subject to the exclusive jurisdiction of the state and federal courts located in South Dakota.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
These Terms, together with the Privacy Policy and Refund Policy, constitute the entire agreement between you and FinanceWise Academy regarding the use of the Website and Services, and supersede all prior agreements and understandings, whether written or oral.
If you have any questions about these Terms, please contact us at:
Email: legal@comnersfomecon.com
Phone: +1 (858) 908-0176
Address: 18625 Rylan Islands, Fritschchester, SD 59436, United States